Does car leasing affect my mortgage?

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When it comes to leasing a vehicle, or taking out a car loan, all the repayments are considered to be a form of debt until they are fully repaid. Therefore, they will appear on credit reports especially when trying to apply for a mortgage – every type of debt and financial outgoing is normally taken into consideration.

Car leasing does have the potential to affect your ability to get a mortgage, as will a car loan over finance. Mortgage lenders account for all liability payments the same – they judge what you pay rather than what you owe.

If you have any further questions, don’t hesitate to contact us.

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